Welcome to the Auto insurance
Compendium -
Your Guide to All Things Auto Insurance!
Buying Motor Vehicle
Insurance Online: The Only Way to Go
Shop ‘Til You Drop – Not!
Buying auto insurance
for your vehicle no
longer has to be the tedious,
stressful, mind-boggling chore it
once was. Now, thanks to the
Internet,
buying auto insurance is fast, easy,
and convenient – and a few
companies even offer a discount for
purchasing online.
Easy Breezy – Say “Yes” to Less
Stress
No longer is it necessary to call
innumerable insurance agents out of
the phone book, crossing your
fingers that they’re open on
Saturday when
you’re home from work, then, when
you finally get one on the line,
being
assaulted with sales-pressure
tactics; no more risking being
laughed at
when you tell an agent you want
comprehensive coverage for your
teenage
son’s new Dodge Viper he got as a
graduation present from your ex’s
parents but have no intention of
paying the insurance premiums on the
dang thing; no more going through
the entire process of answering the
same application questions so many
times you consider recording them so
you can just hit “Play” when
necessary; and, of course, you will
never
again develop writer’s cramp from
copious note-taking.
Follow this link for
information on
auto insurance cost factors.
At Last, Convenience and Savings
on your auto insurance for
the Chronically Time-Crunched
Person
You can even start the auto
insurance application
process, save it, and go back later
to finish it. Once you’ve given your
information, expect e-mailed quotes
within minutes. You can then pick
and choose which company offers the
best coverage for the lowest price.
Of course, you’ll want to be careful
to make sure you’re comparing the
same amount of coverage for the
pricing offered. Don’t be surprised
at savings of at least $300 and even
more on your auto insurance, depending on how
rushed/tired/brain-dead or
forced-to-buy-from-your-
brother-in-law because of family
pressure you
were the last time you bought auto
insurance.
With most companies, printing out
your temporary policy and
proof-of-insurance card is another
great option you can use to avoid a
car trip, and this also happens
within minutes of purchase. Your
permanent documents (with extra
copies available if ever needed from
your online account) get e-mailed in
just a few days, also ready to
print.
Click here for information
on
auto insurance deductibles.
Don’t Confuse Ease With Not Needing
to Think
Competitiveness in the auto insurance
field has produced a high-level
efficiency that makes what is really
a complex transaction easier than
tying your shoelaces (unless you’re
one of those Velcro types who didn’t
learn how to do that) and almost as
fast. It’s become so fast and easy,
in fact, that some people hit the
“Buy It Now” button before they’ve
fully understood just exactly what
they’re buying. So, as with anything
else you buy online, take it slow
and easy, and read carefully before
your click-happy fingers buy you
something you don’t want or need. It
can always be undone, but gosh, who
needs the hassle? And it might even
unnecessarily delay getting what you
really need.
Shop, Compare, Research
Consumer advocate studies show that
the first and foremost reason people
get gouged premium-wise for auto
insurance is that they
don’t take the time and effort to
shop around and compare prices.
There are so many insurance portals
available online now, it’s almost
difficult to find one that doesn’t
offer multiple quotes with one
application.
Just make sure you’ve checked out
the companies you’re getting quotes
from with your state’s insurance
board. You can find the state
insurance
departments for all 50 states at
the I-CAN website:
State auto insurance, and for
the really cautious, you can check
your insurance company picks out for
financial stability at the Standard
& Poors and/or the A.M. Best Web
sites (
Standard and Poors Car Insurance Company Analysis, A.M. Best auto insurance Company Financials,
respectively).
At J.D. Power and Associates (www.jdpower.com)
you will find data
collected from individual
policyholders nationwide on their
overall
experience with a company: coverage
options, price, handling of claims,
and satisfaction with company
representatives. So make the effort.
You
can save serious bucks.
Take the Leap!
So instead of letting your
fingers do the walking (and
your mouth do the talking),
fire up that computer – you
will save time, money, and
maybe years of your life
from stress-related disease.
Detailed information can be
found with the links in the
left column, or at the
following places:
How to Cancel your Auto
Insurance Policy - If
you need to cancel your auto
policy have a look here.
auto insurance Endorsements - What they are and how they
work.
How to File an Auto
Insurance Claim - Some
steps to take.
auto insurance Fraud -
How it affects you.
Don’t Be a ‘Fraidy Cat – Trust the
Technology Gods
Worried about your privacy? Don’t
be. Each auto insurance company to which you apply
uses state-of-the-art encryption and
security technology that would wow
even the wiliest hacker, and your
personal information isn’t even
shared
with other providers unless you ask
that it be. Even credit history
information won’t affect your credit
score.
| Check out our brand new,
extensive and complete
Auto Insurance Guide
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